Christmas budgeting tips | Debt Free Christmas Shopping | Frugal Christmas with Under the Median

Get Hope's Debt Free Christmas binder here: https://transactions.sendowl.com/stores/14165/126273

If you're already busting your December budget, don't worry! Hope Ware from @UndertheMedian is here to help! Her amazing Debt Free Christmas tips will have you feeling confident and savvy when it comes to Christmas shopping and saving money at Christmas time.

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